I saw some misinformation on Social Security Disability and SSI today while poking around the internet.  While there can be some truth the the myths below, the statements may only apply to some situations or others.  A Social Security Disability and SSI attorney can help you distinguish between truth and myth.

Myth 1: Unless you are in a coma, your application for Social Security Disability and SSI will be denied.

This is false, because even people in a coma can be denied disability.  While it is true that the vast majority of individuals who apply for Social Security Disability and SSI are denied on the application level.

Myth 2: Your benefits accumulate from the day you file your application.

While this can be true for SSI application, it is not necessarily true for Disability applications.  For instance, an individual who became disabled on January 1, 2008, but applies for Disability and SSI benefits on two years later on January 1, 2010, could be eligible for benefits prior to the application date.  This is one major reason that it is important to have an attorney who has extensive knowledge with Social Security Disability and SSI.

Myth 3: Your attorney is paid by the government, whether you win or lose your case.

I handle cases on a contingency basis; this means I do not get an attorney fee paid unless I win your case.  I can assure you that the government has never paid me for a case that was lost.

Myth 4: You will be re-evaluated every three years.

Not every case is re-evaluated every three years.  The time between reviews can be set for periods as short as one year.  For instance, I recently obtained benefits for a person seriously injured in an automobile accident.  The review period was set at one year, because Social Security has some basis to believe that his condition might improve enough in one year that he may no longer be disabled.

Myth 5: Your disability case is re-evaluated as a formality.

Once you have been awarded Social Security Disability or SSI benefits, you should treat your re-evaluation seriously.  If you have made progress with your mental or physical conditions, the Social Security Administration could determine that you are no longer disabled.  This could cause your benefits to stop, or at the very least, cause to have to prove your disability all over again.

If you or a loved one is considering applying for Disability or SSI benefits, or if you have recently been denied benefits, I would be happy to review your case for free.  I can be reached by email at btg@bthomasgolden.com, or you can call any of my three offices to set up a free initial consultation.

Record Foreclosures for 2010

July 15, 2010

A July 15, 2010 story indicates that banks are on track to repossess over 1,000,000 homes this year.  The same article also points out that there are over 5,000,000 homes that are seriously behind on payments.  This problem is not going away any time soon because unemployment is still high (Michigan has risen from the [...]

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My disability application was denied.

July 5, 2010

Did you know that each state is only allowed to approve a certain percentage of initial disability applications?  This percentage varies from state to state, but is typically very low.  In Michigan, if everybody who applied for disability this year was truly disabled, the vast majority of those applications would still be denied to meet the mandate.  This [...]

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Am I disabled?

July 3, 2010

The Social Security Administration uses a five-step evaluation process to determine if a person is considered disabled for purposed of SSI and/or RSDI disability benefits.
1. Are you working?
The real question is are you making $1,000.00 per month (this is the 2010 threshold)?  If you are earning more that this amount, the Social Security Administration will [...]

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Long Waits for Individuals Seeking Social Security and SSI Benefits in Michigan

May 11, 2010

The Grand Rapids Press recently ran an AP story that describes the long waits.  Here are some highlights from the article:

The Social Security Administration is expecting about ten percent more applications this year.
Most people who file an application for disability benefits are denied at the application level.
Most people who have an application denied drop their [...]

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Mortgage Modification: Helping Few Families

April 15, 2010

According to a recent news article, 7 million households are behind on mortgage payments.
Since March of 2009, when the Home Affordable Modification Program (HAMP) program began, until March of 2010, there were 227,922 permanent modifications approved.  In the same time period, there have been over 3 million foreclosures.  I am beginning to think that the mortgage [...]

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Are The Big Banks Just Plain Stupid?

April 14, 2010

For the most part, the answer is yes, creditors’ actions seem very illogical.  It has been my experience that the larger the bank, the less honest and less intelligent the bank’s actions are.  I recently had a case where my client owed about $15,000 to one creditor – a bank.  This was my client’s largest [...]

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Welcome to the online office of B. Thomas Golden, PLC

April 5, 2010

You have arrived at the online office of Attorney B. Thomas Golden.  We handle the following types of cases:
Social Security Disability and SSI:

Applications
Hearings
Appeals

Bankruptcy
Criminal Defense
We offer free initial consultations.  Our office focuses on our clients.  We take the time to listen to you and understand your case.  We return phone calls promptly and keep you informed [...]

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Contacting Social Security

April 2, 2010

I recently needed to get in touch with the Social Security Administration regarding a client who was applying for benefits.  The letter we received did not explain who was handling the case.  We only got an illegibly scrawled last name, with no direct phone number.  I needed to call the local Field Office to find [...]

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A Warning for the Self-Employed

March 29, 2010

If you are self-employed, you run the risk of landing in the unfortunate situation that has burdened too many of my clients.  Your business has done well and your spouse works full-time for another employer.  At the end of the year, your accountant takes the income your business produced and starts chipping away at it. [...]

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