It appears as if an off-duty Michigan State Police Trooper struck two teenagers from behind while they walked along a country road in Ionia, Michgian today.  The news stories are linked here, here, and here.  While this is certainly a tragedy, every report I can find on this accident seems slightly strange to me – so strange I had to take a few minutes to write about it.

PROBLEM 1. The news stories indicate that the Michigan State Police are investigating the accident.  Is there going to be any confidence in the results of the Michigan State Police accident investigation, when the only driver was an off-duty State Trooper?  Why don’t we just let the driver write the report?  Thankfully for the family, there seems to be a number of people who witnessed the accident (at least there are several people in the comments section of one online article making the claim).  One witness claims that the officer did not swerve and did not hit the brakes until after the collision.

PROBLEM 2. Just hours after most other crashes, the news reports typically say something along the lines of “it is unknown if drugs or drugs were a factor in the crash.”  As if the uncertainty makes us wonder if the driver was drunk or high.  However each story about the accident in Ionia seems to indicate that drugs and alcohol were not a factor.

I guess we will have to wait for the official report to come out, to see if it truly is impartial.

How to apply for SSI and Social Security Disability in the Grand Rapids, Michigan area.

January 19, 2011

Too many Grand Rapids area clients tell me that they would have applied for SSI or Social Security Disability benefits earlier than they actually did, but did not know how to do it.  There are three relatively easy ways to apply for benefits with the Social Security Administration.  You may apply for benefits in person, [...]

Contnue Reading

Applying for SSI and Social Security Disability Benefits in Ionia, Michigan

January 16, 2011

Here are some highlights from an  article at www.getmyssi.com that details how individuals in Ionia County, Michigan can apply for Social Security and SSI benefits. You can apply by phone, or you can apply online by going to http://www.ssa.gov/pgm/getservices-apply.htm. … Almost all of Ionia County is served by the Grand Rapids Field Office, except for [...]

Contnue Reading

Social Security Disability and SSI Myths

July 15, 2010

I saw some misinformation on Social Security Disability and SSI today while poking around the internet.  While there can be some truth the the myths below, the statements may only apply to some situations or others.  A Social Security Disability and SSI attorney can help you distinguish between truth and myth. Myth 1: Unless you [...]

Contnue Reading

Record Foreclosures for 2010

July 15, 2010

A July 15, 2010 story indicates that banks are on track to repossess over 1,000,000 homes this year.  The same article also points out that there are over 5,000,000 homes that are seriously behind on payments.  This problem is not going away any time soon because unemployment is still high (Michigan has risen from the [...]

Contnue Reading

My disability application was denied.

July 5, 2010

Did you know that each state is only allowed to approve a certain percentage of initial disability applications?  This percentage varies from state to state, but is typically very low.  In Michigan, if everybody who applied for disability this year was truly disabled, the vast majority of those applications would still be denied to meet the mandate.  This [...]

Contnue Reading

Am I disabled?

July 3, 2010

The Social Security Administration uses a five-step evaluation process to determine if a person is considered disabled for purposed of SSI and/or RSDI disability benefits. 1. Are you working? The real question is are you making $1,000.00 per month (this is the 2010 threshold)?  If you are earning more that this amount, the Social Security [...]

Contnue Reading

Long Waits for Individuals Seeking Social Security and SSI Benefits in Michigan

May 11, 2010

The Grand Rapids Press recently ran an AP story that describes the long waits.  Here are some highlights from the article: The Social Security Administration is expecting about ten percent more applications this year. Most people who file an application for disability benefits are denied at the application level. Most people who have an application [...]

Contnue Reading

Mortgage Modification: Helping Few Families

April 15, 2010

According to a recent news article, 7 million households are behind on mortgage payments. Since March of 2009, when the Home Affordable Modification Program (HAMP) program began, until March of 2010, there were 227,922 permanent modifications approved.  In the same time period, there have been over 3 million foreclosures.  I am beginning to think that the [...]

Contnue Reading

Are The Big Banks Just Plain Stupid?

April 14, 2010

For the most part, the answer is yes, creditors’ actions seem very illogical.  It has been my experience that the larger the bank, the less honest and less intelligent the bank’s actions are.  I recently had a case where my client owed about $15,000 to one creditor – a bank.  This was my client’s largest [...]

Contnue Reading